国有贷款机构印度巴罗达银行周五公布，该行2027财年第二季度净利润达到6532亿卢比，创历史单季新高，同比增长35.8%。该行营业利润也达到创纪录的11430亿卢比，较去年同期增长50.9%。净利息收入同比增长9%，从11954亿卢比增至13026亿卢比。非利息收入激增95.8%至6881亿卢比，使该行营业收入达到19907亿卢比，同比增长28.7%。
State-owned lender Bank of Baroda Ltd on Friday reported its highest-ever quarterly net profit of ₹6,532 crore for the second quarter of FY27, registering a 35.8% year-on-year growth. The bank's operating profit also reached a record ₹11,430 crore, rising 50.9% from the corresponding quarter last year. Net interest income rose 9% year-on-year to ₹13,026 crore from ₹11,954 crore. Non-interest income surged 95.8% to ₹6,881 crore, taking the bank's operating income to ₹19,907 crore, up 28.7% year-on-year.
拨备同比激增93.3%，从1232.47亿卢比增至2381.8亿卢比。按环比计算，拨备较上一季度的643.03亿卢比有所增加。本季度营业支出增长7.4%至8477亿卢比。全球净息差为2.74%。巴罗达银行尚未收到B.R.谢蒂提起的150亿美元诉讼文书上半年2027财年上半年，巴罗达银行净利润为7810亿卢比。净利息收入增长9.2%至25551亿卢比，非利息收入增长26.4%至10351亿卢比。
Provisions surged 93.3% year-on-year to ₹2,381.8 crore from ₹1,232.47 crore. On a sequential basis, provisions increased from ₹643.03 crore in the previous quarter. Operating expenses rose 7.4% to ₹8,477 crore during the quarter. Global net interest margin stood at 2.74%.Bank of Baroda yet to receive BR Shetty's $15 billion lawsuit papersFirst HalfFor the first half of FY27, Bank of Baroda reported a net profit of ₹7,810 crore. NII increased 9.2% to ₹25,551 crore, while non-interest income rose 26.4% to ₹10,351 crore.
营业利润为19557亿卢比，增长23.7%，营业收入增长13.7%至35902亿卢比。营业支出增长3.7%至16345亿卢比。
Operating profit stood at ₹19,557 crore, up 23.7%, and operating income increased 13.7% to ₹35,902 crore. Operating expenses rose 3.7% to ₹16,345 crore.
该行资产回报率在2027财年第二季度同比提升19个基点至1.26%，净资产收益率增加363个基点至19.28%。2027财年上半年，资产回报率为0.75%，净资产收益率为11.63%。上半年全球净息差为2.76%。资产质量巴罗达银行资产质量持续改善，截至2026年9月，不良贷款率同比下降38个基点至1.78%，去年同期为2.16%。净不良贷款率下降20个基点至0.37%。
The bank's return on assets improved 19 basis points year-on-year to 1.26% in Q2FY27, while return on equity increased 363 basis points to 19.28%. For H1FY27, ROA stood at 0.75% and ROE at 11.63%. The global NIM for the first half stood at 2.76%.Asset QualityBank of Baroda continued to report an improvement in asset quality, with its gross non-performing asset ratio declining 38 basis points year-on-year to 1.78% as of September 2026, compared with 2.16% a year ago. The net non-performing asset ratio declined 20 basis points to 0.37%.
计入技术性核销的拨备覆盖率提升144个基点至94.65%，而不计技术性核销的拨备覆盖率增加535个基点至79.48%。印度巴罗达银行子公司启动非银行金融公司业务，将专注于债务市场滑动比率同比下降22个基点，至第二财季的0.69%。上半财年为0.67%，而上年同期为0.90%。信贷成本本季度为0.55%，上半年为0.42%。业务表现截至2026年9月30日，该行全球业务同比增长17.2%，达32,57,883亿卢比。
The provision coverage ratio , including technical write-offs , improved 144 basis points to 94.65%, while PCR excluding TWO increased 535 basis points to 79.48%.Bank of Baroda subsidiary commences NBFC operations, to focus on debt marketsThe slippage ratio declined 22 basis points year-on-year to 0.69% in Q2FY27. For H1FY27, it stood at 0.67%, compared with 0.90% in the year-ago period. Credit cost stood at 0.55% for the quarter and 0.42% for the first half. Business PerformanceThe bank's global business increased 17.2% year-on-year to ₹32,57,883 crore as of September 30, 2026.
全球贷款增长18.3%至15,12,448亿卢比，国内贷款增加13.5%至11,87,944亿卢比。国际贷款上升39.7%至3,24,504亿卢比。
Global advances grew 18.3% to ₹15,12,448 crore, while domestic advances increased 13.5% to ₹11,87,944 crore. International advances rose 39.7% to ₹3,24,504 crore.
全球存款同比增长16.4%至17,45,435亿卢比。国内存款增长16.6%至14,83,521亿卢比，而国际存款上升14.9%至2,61,915亿卢比。
Global deposits increased 16.4% year-on-year to ₹17,45,435 crore. Domestic deposits grew 16.6% to ₹14,83,521 crore, while international deposits rose 14.9% to ₹2,61,915 crore.
国内活期和储蓄账户存款增加10.4%至5,39,515亿卢比。零售、农业以及微型、小型和中型企业贷款组合同比增长18%，占国内贷款的64.2%。另见
Domestic current account and savings account deposits increased 10.4% to ₹5,39,515 crore. The retail, agriculture and micro, small and medium enterprises portfolio grew 18% year-on-year, accounting for 64.2% of domestic advances.ALSO