汇丰表示，自其零售稳定币红币在刚过去的一周多前正式推出以来，已吸引5万名用户，这家该市最大的银行仍致力于在本地探索新技术。
HSBC said its RedCoin retail stablecoin has attracted 50,000 users since its official launch just over a week ago, as the city’s largest lender remains committed to exploring new technologies in the city.
这些数据是由汇丰集团行政总裁艾桥智在周一开幕的香港金融科技周首日小组讨论中透露的。
The figures were revealed by HSBC group CEO Georges Elhedery during a panel discussion on the first day of Hong Kong FinTech Week which kicked off on Monday.
艾桥智还将用户规模的快速增长归功于香港金融管理局提供的“舒适”监管环境。
Elhedery also attributed the quick ramp-up to the “comfortable” regulatory environment that the Hong Kong Monetary Authority (HKMA) had provided.
这家该市最大银行的行政总裁表示：“当然，我们的目标是拥有数百万用户。但这恰恰表明，当技术健全安全、监管环境同样到位且安全时，人们是可以扩大其中一些功能规模的。”汇丰以港元为支撑的红币是该市仅有的两款持牌稳定币之一，于10月面向其PayMe应用的逾330万用户首次亮相。
“Of course, our target is multimillion users,” said the CEO of the city’s largest lender. “But it just shows one can scale some of these features when the technology is sound and safe, and when the regulatory environment is also there and safe.”HSBC’s Hong Kong dollar-backed RedCoin, one of only two licensed stablecoins in the city, debuted in October for more than 3.3 million users of its PayMe app.
艾桥智周一表示，红币稍后将向所有汇丰和恒生银行客户开放，但他没有提供详细的时间表。
RedCoin would be available later to all HSBC and Hang Seng Bank clients, Elhedery said on Monday, without offering a detailed timetable.
香港的稳定币条例已于去年8月1日生效。另一家持牌机构Anchorpoint是由渣打银行、Animoca Brands和香港电讯合资成立的，该机构于8月通过内测推出了其稳定币的第一阶段HKDAP币，并着眼于“最早在2026年底”实现零售应用。
Hong Kong’s stablecoin ordinance took effect on August 1 last year. The other licensee, Anchorpoint, a joint venture formed by Standard Chartered, Animoca Brands and HKT, rolled out the first phase of its stablecoin, HKDAP coin, via beta access in August, eyeing retail use “as early as end-2026”.
在香港金融科技周首日，汇丰还展示了使用红币进行日常支付的情景。该行还宣布计划通过其香港汇丰流动理财应用提供该稳定币，并允许客户投资代币化资产产品，包括货币市场基金。
On the first day of Hong Kong FinTech Week, HSBC also showcased everyday payments with RedCoin. The bank also announced plans to offer the stablecoin through its HSBC HK Mobile Banking app and to let customers to tokenised asset products, including money-market funds.
汇丰香港区行政总裁林慧虹周一在声明中表示：“商户支付和钱包充值已经上线，早期客户的使用情况让我们深受鼓舞。这就是数字货币如何成为香港日常生活一部分的方式。”同时，汇丰计划在该市设立一个全球人工智能与新兴技术研究院，与精选的学术和科技合作伙伴共同开发新的创新技术。
“Merchant payments and wallet top-ups are already live, and we are encouraged by early customer usage,” Maggie Ng, CEO of HSBC Hong Kong, said in a statement on Monday. “This is how digital currency becomes part of daily life in Hong Kong.”Meanwhile, HSBC plans to set up a global AI & Emerging Technology Institute in the city to develop new and innovative technologies together with selected academic and technology partners.
该研究院将设在香港的北部都会区，预计将于2027年初开始运营。
The institute will be based in the city’s Northern Metropolis and is expected to start operations in early 2027.
汇丰在周一的一份独立声明中表示，此举进一步强调了该行对香港的长期承诺及其作为创新、研究和技术中心的角色的重视。
The move further underlined HSBC’s long-term commitment to Hong Kong and its role as a centre for innovation, research and technology, the bank said in a separate statement on Monday.
此前有报道称，汇丰在新加坡设立人工智能中心的决定引发了香港金融管理局的担忧，随后汇丰在10月中旬披露了一项计划，将其在香港的人工智能专家人数增加一倍至300人。
HSBC also disclosed in mid-October a plan to double its artificial intelligence specialists in Hong Kong to 300, after reports that its decision to set up an AI centre in Singapore raised concerns at the HKMA.
汇丰预计，新研究院将有助于改善其面向客户的银行服务和运营，并促进该行工程和技术战略的形成。
HSBC expects the new institute will help improve its banking services and operations for customers and contribute to the formation of the bank’s engineering and technology strategies.
当务之急的一个重点是如何在智能体人工智能世界中确保对新型诈骗尝试的防御准备。
One immediate focus would be how to ensure defensive preparedness against new attempts at fraud in the agentic AI world.
该行亚太区联席行政总裁廖宜建表示，汇丰将“深思熟虑且具战略性地”探索人工智能机遇，将最具价值的创新转化为更好的客户成果。
HSBC would explore AI opportunities “thoughtfully and strategically”, turning the most valuable innovations into better outcomes for its customers, said David Liao Yi-chien, co-CEO for Asia and the Middle East at the lender.