美国平均30年期固定抵押贷款利率周四飙升至7.45%，创下2024年4月以来的最高水平，因债券抛售推高了国债收益率。
The average US 30-year fixed mortgage rate surged to 7.45% on Thursday, the highest level since April 2024, as a bond sell-off pushed Treasury yields sharply higher.
美国房地产市场周四遭遇剧烈冲击，平均30年期固定抵押贷款利率攀升至7.45%，为2024年4月以来的最高读数。
The US housing market absorbed a sharp shock on Thursday as the average 30-year fixed mortgage rate climbed to 7.45%, its highest reading since April 2024.
这一飙升源于更广泛的债券抛售，导致国债收益率大幅走高。投资者因担忧通胀和联邦赤字不断扩大而撤离长期政府债务，这种转变推高了整个经济的借贷成本。
The spike traces back to a broader bond sell-off that sent Treasury yields sharply higher. Investors have been retreating from long-dated government debt amid concerns over inflation and the growing federal deficit, a shift that pushes borrowing costs higher across the economy.
更高的利率恐将加剧可负担性危机，后者已让许多潜在买家望而却步。市场观察人士表示，除非国债收益率先回落，否则抵押贷款利率不大可能有意义地回落。
The higher rates threaten to deepen an affordability squeeze that has already kept many prospective buyers on the sidelines. Market watchers say mortgage rates are unlikely to ease meaningfully unless Treasury yields retreat first.
阅读下一篇 10年期美债收益率因加息担忧飙升至19年高位 美国10年期国债收益率周三飙升至19年高位，因最新服务业和制造业数据加深了对美联储进一步加息的担忧。这一飙升引发了股市全面抛售压力。
Read next 10-year Treasury yield rockets to 19-year high on Fed rate-hike worry The US 10-year Treasury yield surged to its highest level in 19 years on Wednesday, as fresh services and manufacturing data deepened worry over further Federal Reserve rate hikes. The spike triggered selling pressure across equity markets.
美联储主席凯文·沃什推动快速变革，利率路径遭遇阻力 美联储主席凯文·沃什正在某些领域推动快速的制度变革，其新兴政策框架暗示进一步加息仍有可能。这一做法在美联储内部和金融市场均遭遇阻力。
Fed Chair Kevin Warsh drives rapid change, meets resistance on rate path Federal Reserve Chair Kevin Warsh is driving rapid institutional change in some areas, and his emerging policy framework suggests further interest rate hikes remain possible. The approach is meeting resistance both inside the Fed and in financial markets.
新西兰低于5%的房贷利率"岌岌可危" 分析师称，新西兰部分银行低于5%的房贷利率可能难以维持太久。贷款机构已调整部分贷款条款，一些银行暂停或下调了两年期固定利率。
New Zealand's sub-5% home loan rates are 'on borrowed time' Some New Zealand banks' sub-5% home loan rates may not last much longer, analysts say. Lenders have already adjusted certain loan terms, with some pausing or trimming their two-year fixed rate.
特朗普对高市早苗的弱势日元言论在东京引发政策猜测 日本表示，特朗普总统在与首相高市早苗的峰会上对弱势日元表示担忧，引发东京对货币政策影响的猜测。日本官方尚未作出正式回应。
Trump's weak-yen remarks to Takaichi stir policy speculation in Tokyo Japan says President Trump voiced concern over the weak yen during a summit meeting with Prime Minister Takaichi, fuelling speculation in Tokyo over the currency's policy implications. Japanese officials have not yet issued a formal response.
阿根廷参议院批准央行改革和削减天然气补贴 阿根廷参议院批准了一项改革，禁止央行印钞为财政部融资，同时削减寒冷地区的天然气补贴，影响数百万家庭。该方案是政府财政纪律推动的一部分。
Argentina's Senate approves Central Bank reform and gas subsidy cuts Argentina's Senate approved a reform barring the Central Bank from printing money to finance the Treasury, alongside cuts to natural-gas subsidies for cold-climate regions that affect millions of households. The package forms part of the government's fiscal discipline drive.