据报道，特朗普政府儿童新投资账户的设计师卢克·佩蒂特（Luke Pettit）即将离开财政部，转投私营部门。
Luke Pettit, the architect of the Trump administration’s new investment accounts for children, is reportedly departing the Treasury Department for the private sector.
据Axios周二报道，佩蒂特将于10月离开财政部。The Hill已联系财政部寻求置评。
Pettit will leave the Treasury in October, Axios reported Tuesday. The Hill has reached out to the Treasury for comment.
作为监督金融机构的助理部长，佩蒂特自2025年7月起一直在该部门任职。去年他还曾担任约三个月的国内财政代理副部长。
An assistant secretary overseeing financial institutions, Pettit has been with the department since July 2025. He also served as acting under secretary for domestic finance for roughly three months last year.
该政府于今年早些时候根据《一个美丽的大法案》（One Big Beautiful Bill Act）推出了“特朗普账户”，特朗普总统于2025年7月将该法案签署成为法律。
The administration launched the “Trump Accounts” earlier this year under the One Big Beautiful Bill Act, which President Trump signed into law in July 2025.
2025年1月1日至2028年12月31日期间出生的儿童的投资账户，已经或将从财政部获得1,000美元的启动资金，多家公司将提供等额配比捐款。
The investment accounts of children born from Jan. 1, 2025, through Dec. 31, 2028, received or will receive $1,000 in seed money from the Treasury, with multiple companies matching that contribution.
家庭成员、朋友和其他成年人每年可以向每个账户存入最多5,000美元，儿童或其父母的雇主每年可以存入2,500美元（这计入5,000美元的限额内）。财政部还接受向这些账户捐赠股票。
Family members, friends and other adults can contribute up to $5,000 annually to each account, with employers of a child or their parent able to contribute $2,500 per year — which counts against the $5,000 limit. The Treasury is also accepting stock contributions to the accounts.
孩子年满18岁后，该账户将作为传统的个人退休账户（IRA）运作。
Once a child turns 18, the account acts as a traditional IRA.
社会保障局正在协助财政部将新生儿自动纳入该计划。Axios报道称，佩蒂特将在下个月开始自动注册后离开该部门。
The Social Security Administration is assisting the Treasury in automatically enrolling newborns in the program. Axios reported that Pettit will leave the department after auto-enrollment begins next month.
财政部长斯科特·贝森特（Scott Bessent）于7月表示，拥有账户的700万名儿童中，有86%来自年收入低于20万美元的家庭。
Treasury Secretary Scott Bessent said in July that 86 percent of the 7 million children with an account were from families earning less than $200,000.
“今天，这个国家38%的家庭没有接触过我们伟大的股票市场，而大约三分之二的美国Z世代成年人无法回答一半以上的基本金融素养问题，”贝森特在金融素养和教育委员会前表示。“通过创建一个新的股东阶层，我们可以将这些数字降至接近零。”
“Today, 38 percent of households in this country have no exposure to our great equity markets, while approximately two-thirds of Gen Z Americans fail to answer more than half of basic financial literacy questions,” Bessent said before the Financial Literacy and Education Commission. “We can move those figures toward zero by creating a new class of shareholders.”