美国财政部表示，根据周二发布的临时规定，“特朗普账户”最早将于10月1日起自动为数百万儿童开通。
The U.S. Department of the Treasury said Trump Accounts will begin auto-enrolling millions of children as early as Oct. 1, according to temporary regulations published Tuesday.
指导意见称，到2026年，加入“特朗普账户”的儿童人数可能增加逾6000万。未来几年，这项规定预计每年可推动约200万个账户开通。
The change could increase the number of children enrolled in Trump Accounts in 2026 by more than 60 million, the guidance said.
截至目前，已有700万至800万名美国儿童注册了“特朗普账户”。美国财政部长斯科特·贝森特于9月15日在众议院金融服务委员会举行的听证会上表示：“我们预计一个月内这一数字将达到7000万，因为我们将会采取自动登记方式。” 在共和党人宣传特朗普的“大而美法案”之际，以下是此次税收优惠惠及的人群。美国国税局（IRS）税款债务协议数量大幅下降：“我从没见过这么低的数字。”
In future years, the regulations could boost enrollment by about two million accounts a year. So far, 7 to 8 million American children have been signed up for Trump Accounts, and "we anticipate within a month we will have 70 million because we will go to auto-enroll," Treasury Secretary Scott Bessent said Sept. 15 at a hearing held by the House Financial Services Committee As Republicans tout Trump's 'big beautiful bill,' here's who the tax breaks benefited IRS tax debt agreements have plummeted: 'I've never seen a number that low' New Social Security bill would lower retirement age to 60 for some workers Fed rate hike squeezes younger and lower-income households CNBC's Financial Advisor 100: Best financial advisors, top firms ranked CNBC Elite Advisors: Top ultra-high net worth wealth management firms for 2026 The tax-deferred investing accounts, which launched on July 4, include a one-time $1,000 deposit from the Treasury Department for kids born between 2025 and 2028.
一项新的社会保障法案将把部分工人的退休年龄降至60岁。美联储加息正在挤压年轻人和低收入家庭。CNBA“金融顾问100强”：最佳财务顾问及顶级机构排名。CNBA“精英顾问”：2026年顶级超高净值财富管理公司。这些于7月4日推出的递延纳税投资账户，包括由财政部向2025年至2028年出生的儿童一次性存入的1000美元。符合条件的家庭还可能有资格获得其他资金。
但其他研究显示，由于家庭必须主动选择加入，在报税表中提交IRS 4547表或通过TrumpAccounts.gov注册才能开通“特朗普账户”，因此整体参与率一直较低，尤其是低收入家庭的参与率更低。
美国社会保障局此前表示，将推出一项流程，允许家人在医院为新生儿申请社会安全号码并进行出生登记时，同时为新生儿开通账户。
Other funds may also be available for qualifying families. But becauseg up for a Trump Account has required families to "opt in" by filing IRS Form 4547 with their tax return or via TrumpAccounts.gov— overall participation rates, especially among low-income families, has been low, other research shows. The Social Security Administration previously said it would introduce a process to enroll newborns at the hospital at the same time families request a Social Security number during the birth registration process.
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