据欧洲央行执行委员会成员皮耶罗·西波洛内（Piero Cipollone）表示，数字欧元将有助于欧洲银行更好地参与竞争。
The digital euro will help European banks to better compete, according to European Central Bank Executive Board member Piero Cipollone.
西波洛内周二在MNI Connect网络直播中表示，该项目不仅旨在弥补支付领域的不足，更是一个思考未来并提供创新平台的机会。
Speaking to an MNI Connect webcast on Tuesday, the Italian said that the whole project isn’t just intended to fix shortcomings in the payments landscape. “It is also an opportunity to think about the future and provide a platform to innovate,” he said.
他指出：“新的机遇正在涌现，我们希望确保欧洲支付服务提供商能够充分做好准备，抓住这些机遇并获得强大的竞争优势。”
“New opportunities are emerging, and we want to make sure that European payment service providers are fully equipped to seize them and gain a strong competitive edge.”
欧洲央行计划在2029年推出数字欧元，此前将从明年开始进行试点阶段。
The ECB plans to roll out a digital version of the euro in 2029, following a pilot phase starting next year.
该项目旨在确保货币主权，以应对欧洲对Visa和Mastercard等美国支付公司的依赖，以及美元挂钩稳定币的兴起。
The project is aimed at securing monetary sovereignty amid concerns about Europe’s reliance on US payment firms like Visa and Mastercard, as well as the emergence of dollar-pegged stablecoins.
西波洛内表示：“如果我们不提供现金的数字形式，公共货币的作用可能会继续下降。
“If we do not provide a digital form of cash, the role of public money may continue to decline,” Cipollone said.
我们可能会发现自己陷入一种困境，即没有一种能够满足所有类型日常交易需求的泛欧数字支付解决方案。”他还重申，数字欧元的推出不会威胁到欧洲金融体系的韧性。他说：“持有上限在遏制存款流出和保障金融稳定方面是有效的。
“We may find ourselves trapped in a situation where there is no pan-European digital payment solution that caters to every type of day-to-day transaction.”He also reiterated that the introduction of the digital euro won’t threaten the resilience of Europe’s financial system. “Holding limits are effective in containing deposit outflows and safeguarding financial stability,” he said.
因此，数字欧元的设计初衷并非去中介化银行，而是旨在随着货币体系日益数字化，保障银行的角色。”
“The digital euro is therefore not designed to disintermediate banks. It is designed to safeguard their role as the monetary system becomes increasingly digital.”