根据彭博社看到的一份演示文稿，欧洲中央银行希望欧元区消费者从一开始就能在所有网店、部分实体店中使用数字欧元，并能够相互支付。
The European Central Bank would like euro-area consumers to be able to use digital euros in all online shops, some physical stores and to make payments to each other right from the start, according to a presentation seen by Bloomberg.
作者：Laura Noonan、Jana Randow 和 Alexander Weber。这份日期为10月2日的演示文稿显示，由欧洲央行及其各国央行组成的欧元体系认为，在计划于2029年下半年推出的首批数字欧元中，同时提供这三种使用方式“具有价值”。其中，后两种使用方式的交易应支持线上和线下两种模式。
By Laura Noonan, Jana Randow and Alexander Weber The Eurosystem, which comprises the ECB and its national peers, “sees value” in making available all three options in a first issuance of the currency that’s envisaged for the second half of 2029, the slides dated Oct. 2 show. Transactions in the latter two cases should be possible both online and offline, they say.
此前，实体店支付并未被纳入初步推出的计划。欧洲央行在演示文稿中表示，此次提议将其纳入，是为了回应立法者和市场参与者“强调鉴于战略自主性，尽早推出数字欧元的重要性”。
In-store payments weren’t previously considered as part of an initial rollout. Their inclusion is being proposed in response to lawmakers and market participants who “signaled the importance of its early availability in view of strategic autonomy,” the ECB said in the presentation.
该机构正在等待布鲁塞尔方面通过相关立法，以便推进其货币数字化版本的开发工作。此举旨在减少欧洲对美国支付提供商的依赖。欧洲央行行长克里斯蒂娜·拉加德上个月表示，她对这项立法能在年底前通过“非常乐观”。
The institution is waiting for legislation from Brussels to advance work on a digital version of its currency, part of a push to reduce Europe’s reliance on US payment providers. President Christine Lagarde said last month she’s “very hopeful” it’ll pass by year-end.
欧洲议会、欧盟委员会和欧洲各国政府之间的谈判已进入最后阶段。有关具体推出细节的问题仍有待解决。欧洲央行发言人拒绝发表评论。
Negotiations between the European Parliament, the Commission and European governments have entered the final stage. Details on the rollout still have to be resolved. An ECB spokesperson declined to comment.
一份经过标注的时间表显示，如果相关法规能在今年通过，欧洲央行或将在2029年下半年准备好让首批商户在实体销售点接受数字欧元支付。时间表还显示，欧洲央行预计将在大约6至12个月内完成分阶段部署的大部分工作。
A marked-up timeline suggests the ECB could be ready for first merchants to accept digital euro payments at physical points of sale in the second half of 2029, provided regulation is adopted this year. It also shows that the ECB expects to complete the majority of its phased deployment in approximately six to 12 months.
欧洲央行在去年10月发布的一份报告中指出，数字欧元应当以“迅速且有序的方式”推出，并建议采取“按明确顺序逐步实施、结合多种应用场景”的推广策略。该报告强调，虽然循序渐进的推广方式能兼顾实施周期与成本因素，但数字欧元作为法定货币的属性同样“不容忽视”，因此主张从更广泛的应用层面着手推行。
The ECB said in a report last October that the digital euro should be introduced in a “swift and structured manner,” proposing a “staggered roll-out featuring a well-defined sequence and combination of use cases.”While a gradual rollout would take into account implementation time and costs, the legal tender nature of the digital euro also “needs to be considered,” the ECB said in the presentation, which argues in favor of starting with a wider use.