(NEXSTAR) – 十月对社会保障受益人来说是一个重要的月份，尤其是那些已经在展望明年的人。
(NEXSTAR) – October is an important month for Social Security beneficiaries, especially those already looking ahead to next year.
本月，一些人将收到两笔款项——这完全是因为11月从周日开始——但所有受益人也将得知他们的福利在2027年将发生多大变化。
Not only will some receive two payments this month — all because November starts on a Sunday — but all recipients will learn just how much their benefits will change in 2027.
每年，社会保障管理局都会宣布生活成本调整（COLA），旨在帮助社会保障和补充保障收入（SSI）的受益人在通胀上升时保持购买力。COLA通常与劳工统计局的消费者价格指数（CPI）一同发布。
Every year, the Social Security Administration announces a cost-of-living adjustment, or COLA, which is designed to help recipients of Social Security and Supplemental Security Income (SSI) retain their buying power amid rising inflation. The COLA is usually released in conjunction with the Bureau of Labor Statistics’ Consumer Price Index (CPI).
更具体地说，它与9月份的CPI数据同时公布，而该数据在10月中旬发布。去年，由于政府停摆，COLA偏离了这一日程。
More specifically, it rolls out alongside the CPI data for September, which is released in mid-October. The COLA was thrown off that schedule last year amid a government shutdown.
目前没有政府停摆，因此2027年的COLA预计将于10月14日（星期三）公布。在那之前，我们无法确切知道COLA的幅度。
At present, there is no government shutdown, so the COLA for 2027 is expected to be announced on Wednesday, Oct. 14. Until then, we won’t know exactly how large the COLA will be.
老年公民联盟的估算在全年中略有波动。4月，TSCL预计增长3.9%。到8月，这一数字降至3.6%。上个月，预测为3.5%。
Estimates from The Senior Citizens League have fluctuated slightly throughout the year. In April, TSCL projected a 3.9 percent increase. By August, that had fallen to 3.6 percent. Last month, the projection was at 3.5 percent.
任何在此范围内的COLA都将高于社会保障受益人在2026年获得的2.8%增幅。
A COLA anywhere in that range would be an increase over the 2.8 percent Social Security recipients saw for 2026.
任何调整将首先影响你2027年1月的福利。然而，对一些人来说，这笔款项可能在12月到账。
Any adjustment will first impact your January 2027 benefits. For some, however, that payment may come in December.
社会保障管理局对所有受益人都遵循固定的支付时间表。如果计划发放日恰逢周末或节假日，款项可能会提前到账。
The Social Security Administration follows a regular payment schedule for all of its beneficiaries. Payments may come earlier than expected if the intended disbursement date falls on a weekend or holiday.
1月1日（元旦）被视为节假日，这意味着领取补充保障收入（SSI）的人的第一笔2027年款项将在2026年12月31日支付。对于在1997年5月之前领取社会保障的人，或同时领取社会保障和SSI的人也是如此。Nexstar的迈克尔·巴蒂罗莫对本文的撰写亦有贡献。
Jan. 1, New Year’s Day, is considered a holiday, meaning the first 2027 payment for those who receive Supplemental Security Income (SSI) will be paid on Dec. 31, 2026. The same is true for those who received Social Security before May 1997, or receive both Social Security and SSI.