由于交易商和行业协会的担忧，原定于10月15日实施的某些UPI交易商户折扣率（MDR）计划可能会推迟几个月。消息人士称，相关决定预计将在未来几天内做出。有请求将推广时间从10月15日推迟到2027年1月。这些请求已提交给印度国家支付公司（NPCI）和财政部。
The proposed rollout of a merchant discount rate on certain UPI transactions from October 15 could be deferred by a few months following concerns raised by traders and industry associations. The proposed rollout of a merchant discount rate (MDR) on certain UPI transactions from October 15 could be deferred by a few months, with a decision expected in the coming days, according to sources. Requests seeking a deferment of the rollout from October 15 to January 2027 are being considered, sources said. The requests have been made to the National Payments Corporation of India (NPCI) and the Finance Ministry.
交易商和行业协会担心，在节假日期间推出MDR会增加企业的交易成本，商户团体也指出了其对小型零售商以及微型、小型和中型企业（MSMEs）的潜在影响。
Traders and industry associations have raised concerns that the introduction of MDR during the festive sales period could increase transaction costs for businesses. Merchant bodies have also flagged the potential impact on small retailers and micro, small and medium enterprises (MSMEs).
行业团体此前曾要求对推广计划进行调整，包括推迟时间、提高免税门槛以及分阶段实施。
Industry groups had earlier sought changes including a deferment of the rollout, a higher exemption threshold and a phased implementation.
据消息人士透露，UPI指导委员会最近讨论了这一问题，行业担忧是讨论内容的一部分。
The issue was recently discussed by the UPI Steering Committee, with industry concerns forming part of the discussions, sources said.
NPCI预计将在未来几天内对此事作出决定，与财政部的讨论仍在进行中。
NPCI is expected to take a call on the matter over the next few days, while discussions with the Finance Ministry are ongoing.
根据提议的方案，对于金额超过2000卢比的点对点（P2M）UPI交易，将收取0.4%的MDR；对于金额75000卢比及以上的交易，MDR上限为300卢比；而对于某些特定类别的交易，则适用统一的5%费率。CNBC-TV18已联系NPCI寻求回应。
The proposed MDR was scheduled to come into effect from October 15. Under the proposed structure, a 0.4% MDR would apply to person-to-merchant (P2M) UPI transactions above ₹2,000. The MDR would be capped at ₹300 for transactions of ₹75,000 and above, while a flat ₹5 rate would apply to select categories. CNBC-TV18 has reached out to NPCI for a response.