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印度或推迟在节日季前推出UPI支付手续费India may delay UPI payment fee rollout ahead of festive season

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据一位监管官员和一位熟悉相关讨论的行业高管透露,印度正考虑将其流行的统一支付接口(UPI)平台上大额支付手续费的推出时间推迟数月。

India is considering delaying the rollout of a fee on large payments via its popular Unified Payment Interface platform by a few months, according to a regulatory official and an industry executive familiar with the discussions.

印度上月结束了UPI的免费制度,允许对超过2000卢比(21美元)的交易向商户收取0.4%的手续费。超过5亿人使用UPI支付,从路边的茶杯到iPhone,无所不包。

India last month ended a free UPI regime by permitting a 0.4% fee for merchants on transactions exceeding 2,000 rupees ($21). UPI is used by over 500 million people to pay for everything from roadside cups of tea to iPhones.

原定于10月15日生效的手续费,恰逢印度从10月持续到12月的年度节日季,这一时期通常会出现消费支出的激增。

The fee, set to come into effect from October 15, would have coincided with India‘s annual festive season that runs from October until December and typically sees a surge in consumer spending.

消息人士要求匿名,因为讨论是私下的。他们表示,可能的延期将确保节日季期间的零售支付不受影响,并给支付行业更多时间来为这一变化做准备。

The likely delay would ensure retail payments are not impacted during the festive season and give the payments industry more time to prepare for the change, said the sources, requesting anonymity as the discussions are private.

印度国家支付公司(National Payment Corporation of India)未回应置评邮件。当地媒体率先报道了这一可能的延期消息。

An email to the National Payment Corporation of India was not answered. Local media first reported the likely delay.

投资者曾将该手续费视为支付提供商的关键货币化机会,预计他们将获得收入。周四,关于延期的消息导致印度数字支付公司的股价下滑。Paytm(PAYT.NS)下跌7.6%,One Mobikwik Systems(ONEM.NS)下滑7.2%。

Investors were viewing the fee as a key monetisation opportunity for payments providers, which were expected to get a Stocks of Indian digital payments firms slid on Thursday on news of a delay. Paytm PAYT.NS declined 7.6% and One Mobikwik Systems ONEM.NSslipped 7.2%.