美国联邦储备委员会有时间观察金融市场和经济在9月加息后的发展情况，再决定是否采取进一步行动，美联储监管副主席米歇尔·鲍曼周三表示。
The US Federal Reserve has time to wait and see how financial markets and the economy evolve after its September rate rise before deciding whether to take any more action, its Vice Chair for supervision Michelle Bowman said on Wednesday.
“目前我不觉得有紧迫感需要采取进一步行动，我们确实需要花一些时间来了解事态将如何发展，”鲍曼在曼谷的国际货币基金组织-世界银行年会期间这样说道。
"I don't feel any urgency for taking further action at this point, we really need to take some time and understand how things will evolve," Bowman said during the IMF-World Bank meetings in Bangkok.
美联储上个月将政策利率上调了四分之一个百分点，至3.75%-4.00%的区间。
The Fed raised its policy rate by a quarter of a percentage point to a 3.75%-4.00% range last month.
鲍曼的言论发表在波士顿联邦储备银行行长苏珊·柯林斯周二表示她认为美国央行将在今年年底前需要再次加息以遏制高通胀之后。
Bowman's comments came after Boston Federal Reserve President Susan Collins on Tuesday said she believes the US central bank will need to raise rates again before the end of this year to bring down high inflation.
除了讨论人工智能驱动的对银行的网络安全风险之外，鲍曼表示，央行还考虑银行及其他资金来源在数据中心建设和建造中实际使用的资本。
Separate from the debate over AI-driven cybersecurity risks to banks, Bowman said the central bank also considers the actual capital used in the creation and construction of data centers, from banks and other funding sources.
“我们需要确保有资本来支持未来经济，再次通过我们在银行体系中监管和监督的方式来实现，”她说。
"We need to make sure that there's capital to support the future economy, again through how we're approaching supervision and regulation in the banking system," she said.
鲍曼还呼吁对美联储进行“彻底重组”，以在硅谷银行倒闭之后改进监管并提升问责制，此举紧随她委托进行的对该行2023年倒闭的审查。
Bowman also called for a "complete reorganization" to improve supervision and boost accountability within the Fed in the wake of the Silicon Valley Bank collapse, following a review of the bank's 2023 failure she commissioned.