财政部货币监理署在周三发布的一份全面报告中发现，该国一些最大的银行允许政治考量、公众压力和社会关切影响谁能获得银行服务的决定。
The Treasury Department's Office of the Comptroller of the Currency found some of the nation's largest banks allowed political considerations, public pressure and social concerns to influence decisions about who received banking services, according to a sweeping report released Wednesday.
货币监理署表示，它审查了其监管下的九家最大全国性银行，检查了近10万条投诉和约42万页文件。发现这九家银行均使用了缺乏“明确”、“客观”标准的“声誉风险”政策，这些政策可能因客户的政治或宗教观点或合法商业活动而使其处于不利地位。
The OCC said it reviewed the nine largest national banks under its supervision, examining nearly 100,000 complaints and about 420,000 pages of documents. It found that all nine had used "reputation risk" policies that lacked "clear," "objective" standards and could disadvantage customers because of their political or religious views or lawful business activities.
这些发现可能为特朗普总统自重返白宫以来一直提出的抱怨赋予新的监管重量。特朗普多次指责大型银行歧视保守派，并称他在2021年1月6日国会大厦骚乱后被个人“断行”，银行方面否认了这一说法。
The findings may lend new regulatory weight to a grievance President Donald Trump has pressed since returning to office. Trump has repeatedly accused major banks of discriminating against conservatives and has said he was personally "debanked" after the Jan. 6, 2021, Capitol insurrection, claims banks have denied.
该报告发布的前一天，货币监理署和其他财政部监管机构因美国银行在独立的反洗钱失误方面处以超过12亿美元的罚款。与此同时，货币监理署表示，它正在审查银行遵守反洗钱规则的努力是否本身导致了“断行”现象。
The report lands a day after the OCC and other Treasury regulators imposed more than $1.2 billion in penalties on Bank of America over separate anti-money-laundering failures. At the same time, the OCC said it is examining whether banks' efforts to comply with anti-money-laundering rules have themselves contributed to debanking.