
苏黎世10月27日消息:瑞银集团首席执行官塞尔吉奥·埃尔莫蒂于周二表示,瑞银将不允许使用外部人工智能模型代表客户执行操作。
ZURICH, Oct 27 : UBS will not allow the use of external AI models to execute actions on behalf of clients, CEO Sergio Ermotti said on Tuesday.
银行界越来越担心复杂的人工智能代理可能会危害金融系统。知情人士透露,美国各大银行一直在阻止第三方人工智能代理访问客户账户。
Concerns that sophisticated AI agents could harm the financial system have risen within the banking industry. Major US banks have been blocking third-party AI agents' access to customer accounts, people familiar with the matter have said.
埃尔莫蒂在一个科学会议上表示:“大家最近听说有些银行面临模型在管理客户账户、转移存款以及优化存款方面出现潜在不当行为的风险。我们不允许模型进入银行并这样做。”埃尔莫蒂说:“当谈到人工智能时,目前最重要的问题是确保我们不会让人工智能模型在黑箱中为客户驱动结果。”
"You heard recently some banks are being exposed to potential misbehaviors of models in managing clients' accounts and shifting deposits and optimizing deposits," Ermotti told a science conference. "We are not allowing models to enter into the bank and do that." "When you talk about AI, the most important issue right now is to make sure that we don't get AI models that drive outcomes for clients in a black box," Ermotti said.
埃尔莫蒂补充说,瑞银对2023年收购的倒闭竞争对手瑞士信贷的整合,迫使其在一定程度上放慢了人工智能的部署步伐,但现在这家借贷机构可以把更多精力放在技术上。
UBS' integration of fallen rival Credit Suisse, which it acquired in 2023, forced it to slow its deployment of AI somewhat, but now the lender can put even more emphasis on technology, Ermotti added.
“我很高兴我们几乎已经完成了整合,因此我们现在可以把更多重点放在技术上,以及如何帮助银行变得更加有效和高效。”
"I'm glad that we are almost over with the integration and therefore we can now put even more emphasis around technology and how we can help the bank become more effective and efficient."