美国新建独栋住宅销售在9月下降了0.6%，由于与中东冲突相关的较高抵押贷款利率使得购房者更难负担得起住房。美国人口普查局周二表示，9月经季节性调整的年化销售率降至67.6万套。这低于8月修正后的年化销售率68万套。根据人口普查局的数据，政府将8月的新房销售年化率由早前估计的68.4万套修正为68万套，显示销售情况比先前报告的更疲软。
Sales of new single-family homes in the US fell 0.6% in September as higher mortgage rates linked to the Middle East conflict made it harder for buyers to afford homes. Sales fell to a seasonally adjusted annual rate of 676,000 units in September, the US Census Bureau said on Tuesday. This was lower than the revised annual rate of 680,000 units recorded in August. The government revised August's new home sales rate to 680,000 units from the earlier estimate of 684,000 units, showing that sales were weaker than previously reported, according to the Census Bureau.
路透社调查的经济学家曾预期9月新房销售年化率将降至65万套。实际数字为67.6万套，高于他们的预测，尽管销售较8月有所下降。美国房地产市场需求走弱与去年同期相比，9月新房销售下降了5.3%，显示需求仍承受压力。新房销售在签署销售合同或交易完成时记录，使其成为住房市场需求最早的指标之一。然而，路透社报道称，新房仅占美国房屋总销量的一小部分。
Economists polled by Reuters had expected new home sales to fall to an annual rate of 650,000 units in September. The actual figure of 676,000 units was higher than their forecast, even though sales declined from August.US housing market demand weakensNew home sales dropped 5.3% in September compared with the same month a year earlier, showing that demand remained under pressure. New home sales are recorded when a sales contract is signed or the transaction closes, making them one of the earliest indicators of demand in the housing market. However, new homes account for only a small share of total US home sales, Reuters reported.
华尔街关注中期选举行情，美联储决议和大型科技股财报在即抵押贷款利率升至7.32%抵押贷款金融公司房利美（Freddie Mac）称，上周30年期固定利率抵押贷款的平均利率达到7.32%。自美国和以色列在2月底袭击伊朗以来，该利率已上涨了130多个基点。
Wall Street eyes Midterm election rally as Fed decision and big tech earnings loom Mortgage rates rise to 7.32%The average interest rate on a 30-year fixed-rate mortgage reached 7.32% last week, according to mortgage finance firm Freddie Mac. The rate has increased by more than 130 basis points since the US and Israel attacked Iran at the end of February.
路透社称，与中东冲突相关的较高抵押贷款利率增加了想要购房者的借贷成本。这使得购房更加昂贵，并在本已困难的住房市场中削弱了需求。美国住房负担能力危机加剧不断上升的抵押贷款成本加剧了经济学家所描述的住房负担能力危机。
Higher mortgage rates linked to the Middle East conflict have increased borrowing costs for people looking to buy homes. This has made home purchases more expensive and weakened demand in an already difficult housing market, according to Reuters.US housing affordability crisis deepensRising mortgage costs have added to what economists describe as a housing affordability crisis.
这一问题也已成为美国定于下周二举行的中期选举前竞选宣传的重要组成部分。9月份，美国中西部和南部地区的新房销售下降。然而，东北部和西部地区的房屋销售大幅上升。据路透社引用美国人口普查局数据显示，这表明美国不同地区的住房需求出现了变化。
The issue has also become a major part of campaign messaging ahead of the US midterm elections scheduled for next Tuesday. New home sales fell in the Midwest and South regions in September. However, home sales rose sharply in the Northeast and West. This shows that demand for homes changed across different parts of the US, according to Census Bureau data cited by Reuters.A survey by the National Association of Home Builders last week showed that builders expected fewer home sales over the next six months.
全美房屋建筑商协会上周发布的一项调查显示，建筑商预计未来六个月的房屋销售将减少。他们的预期降至2012年4月以来的最低水平。这一对比不包括新冠疫情初期的急剧下跌。
Their expectations fell to the lowest level since April 2012. This comparison does not include the sharp fall in the early days of the COVID-19 pandemic.S&P 500 investors face new risks as Spacex-Tesla merger, Anthropic IPO plans emergeNew home prices fall 3.9%The median price of a new home fell 3.9% in September from a year earlier to $400,400.
随着SpaceX与特斯拉合并、Anthropic筹备IPO计划浮出水面，标普500指数投资者面临新风险新房价格下跌3.9% 9月份新房中位价较去年同期下跌3.9%，至400,400美元。这可能是因为想买房的人变少，建筑商降价以吸引买家。
This may be because fewer people wanted to buy homes and builders cut prices to attract buyers.
9月份售出的大多数新房价格低于499,999美元。这意味着许多买家选择了价格低于50万美元的房屋，尽管中位房价仍然居高不下。据路透社引用政府数据显示，待售新房数量也有所下降。9月份降至47.6万套，低于8月份的48.1万套。美国住房供应令建筑商保持谨慎按9月份的销售速度，售完市场上所有待售新房大约需要8.4个月。这略低于8月份记录的8.5个月。
Most new homes sold in September cost less than $499,999. This means many buyers chose homes priced below $500,000, even though the median home price remained high. The number of new homes available for sale also fell. It dropped to 476,000 in September from 481,000 in August, according to government data cited by Reuters.US housing supply keeps builders cautiousAt September's sales pace, it would take about 8.4 months to sell all the new homes available on the market. This was slightly lower than the 8.5 months recorded in August.
即使在月度下降之后，住房供应仍处于足以阻碍建筑商启动新的独栋住宅项目的高位。据路透社报道，当仍有大量房屋待售时，建筑商可能不太愿意开工建设。政府上周发布的数据显示，9月份独栋住宅开工数量大幅下降。
Even after the monthly decline, the supply of homes remained high enough to discourage builders from starting new single-family housing projects. Builders may be less willing to begin construction when many homes are still waiting to be sold, according to Reuters. Government data released the previous week showed a sharp decline in single-family housing starts in September.
衡量新开工住房数量的房屋开工率数据显示，9月份用于未来建设的建筑许可也降至三年半以来的最低水平。这一下降表明，随着住房需求和可负担性持续承压，建筑商在启动新项目方面变得更加谨慎。
Housing starts measure the number of new homes on which construction has begun. Permits for future construction also dropped in September to their lowest level in three-and-a-half years. The decline suggests that builders were becoming more cautious about starting new projects as housing demand and affordability remained under pressure.