2025年，住房和食品开支占美国家庭总支出近半，为15年来最高，主因房租、房主成本及牛肉价格上涨。
Housing and food made up nearly half of US households’ spending in 2025, the most in 15 years amid rising rents, homeowner costs and beef prices.
据劳工统计局数据，美国家庭在这两大类上的平均支出比2024年增加1988美元，且这还是在今年伊朗战争推高部分食品杂货和公用事业费用之前的情况。
On average, American families spent $1,988 more on the two categories combined than in 2024, according to Bureau of Labor Statistics data. And that was before the Iran war sent some grocery prices and utility costs surging this year.
与此同时，年度消费者支出调查显示，2025年平均税前收入增长6.4%至110847美元，增速快于通胀和支出增长。
At the same time, average pretax income rose 6.4% to $110,847 in 2025, outpacing both inflation and expenditures, the annual Consumer Expenditure Survey shows.
这些数据有助于解释家庭财务状况改善与经济看法悲观之间的张力，以及为何负担能力成为即将到来的中期选举的核心议题。虽然美国人收入增加了，但更多支出流向了必需品。
The figures help explain the tension between improving household finances and downbeat views of the economy, and why affordability is a central issue in the upcoming midterm elections. While Americans had more money coming in, more of what they spent went to necessities.
根据劳工统计局数据，食品和住房（含房租、公用事业费及家庭家具）是去年仅有的两个出现统计学显著增长的主要支出类别。
Food and housing — which includes rent, utilities and household furniture — were the only two major spending categories to post statistically significant increases last year, according to the BLS.
住房仍是最大家庭开支，占总支出33.9%。除2020年新冠疫情冲击导致的跃升外，该比重为2010年以来最高。
Housing remained the largest household expense, accounting for 33.9% of total expenditures. Excluding a jump in 2020 after Covid hit, that share was the highest since 2010.
与此同时，美国人用于食品的支出比重自2020年以来持续上升，现为13%，为2011年以来最高。食品预算金额增长4.6%至2025年的10633美元，增幅超过总支出增幅。
The share of spending Americans dedicate to food, meanwhile, has been rising since 2020 and at 13% is now the highest since 2011. The dollar value of the food budget — up 4.6% to $10,633 in 2025 — outpaced the increase in total spending.
美国人去年在肉类、禽类、鱼类和蛋类上花费1579美元，比2024年多11.7%，是2010年的两倍。
Americans spent $1,579 on meat, poultry, fish and eggs last year. That’s 11.7% more than in 2024 and twice as much as in 2010.
这些产品在2025年占食品杂货支出约24%，高于2023年的19%。这两年间，蛋白质类约占平均居家食品支出增量的95%。
Those products accounted for about 24% of grocery spending in 2025, up from 19% in 2023. Over those two years, protein accounted for about 95% of the increase in average food-at-home spending.