根据健康研究非营利组织 KFF 的测算，基于联邦政府周五发布的数据，《平价医疗法案》（ACA）计划保费将在 2027 年上涨 13%，这是这个已经面临参保人数萎缩的紧张市场连续第二年出现两位数涨幅。
Affordable Care Act plan premiums will rise by 13% in 2027, the second straight year of double-digit increases in a strained market that is already facing shrinking enrollment.
这一涨幅紧随今年 26% 的激增，是自 2018 年以来第二大涨幅。
Next year’s boost follows a 26% surge this year and is the second biggest rise since 2018, according to KFF, the health-research nonprofit that calculated the increase based on federal data released Friday.
此次上调意味着，购买 ACA “基准” 计划的 40 岁人群 2027 年平均月保费将达约 704 美元，而今年为 624 美元，2025 年左右为 497 美元。基准计划是各地区的中档产品，用于设定联邦补贴金额。
The hike means an average monthly premium of about $704 for a 40-year-old buying an ACA “benchmark” plan for 2027, compared with $624 this year and around $497 in 2025. Benchmark plans are midtier products in each region that are used to set federal subsidy amounts.