财政部长斯科特·贝森特（Scott Bessent）在“Axios Show”上告诉Axios联合创始人迈克·艾伦（Mike Allen），特朗普账户将成为“自退伍军人权益法案以来对年轻人最重要的福利”。“为什么重要：特朗普政府正在大举押注，让孩子们尽早持有股市股份可以帮助一代人积累财富。
Treasury Secretary Scott Bessent told Axios co-founder Mike Allen on "The Axios Show" that Trump Accounts will be the "most important benefit for young people since the GI Bill." Why it matters: The Trump administration is making a sweeping bet that giving kids an early stake in the stock market can help a generation build wealth.
推动新闻：财政部本周自动为超过6000万儿童创建了特朗普账户，使该计划的规模与美国之前的儿童储蓄努力不同。
Driving the news: Treasury this week automatically created Trump Accounts for more than 60 million children, bringing the program to a scale unlike previous U.S. child savings efforts.
贝森特在财政部大楼接受采访时表示，大约有800万人在自动注册之前已经创建了帐户。
Bessent said in the interview in the Treasury Building that about 8 million people had already created accounts before automatic enrollment.
家长仍然必须申请这些账户：符合资格的孩子在这样做之前不会收到1，000美元的联邦捐款。
Parents still have to claim the accounts: Eligible children won't receive the $1,000 federal contribution until they do so.
是的，但是：贝森特的《退伍军人权利法案》比较设定了很高的标准。该计划帮助数百万二战老兵支付教育和培训费用，并购买住房。特朗普账户最终产生多少财富将取决于投资回报和额外贡献。
Yes, but: Bessent's GI Bill comparison sets a high bar. That program helped millions of World War II veterans pay for education and training and buy homes. How much wealth Trump Accounts ultimately generate will depend on investment returns and additional contributions.
高收入家庭有更多的钱可以贡献，这意味着他们的孩子最终可能会有更大的余额。
Higher-income families have more money to contribute, meaning their kids could end up with much larger balances.
他们在说什么：Bessent说，这些账户可能会使数百万新家庭进入金融市场。
What they're saying: Bessent said the accounts could bring millions of new families into financial markets.
贝森特比较了缺乏“食物沙漠”的机会，指出难以支付意外费用的家庭不太可能开设经纪账户并开始投资。
Bessent compared the lack of access to a "food desert," noting that families struggling to cover an unexpected expense are unlikely to open a brokerage account and start investing.
“我们面临金融服务沙漠，”贝森特说。“通过播种这些--通过创建这些帐户--我们正在打开这个大门。“运作方式：特朗普账户是针对18岁以下儿童的投资账户。
"We had financial service deserts," Bessent said. "By seeding these — by creating these accounts — we are opening this up." How it works: Trump Accounts are investment accounts for children under 18.
政府为特朗普第二任期内出生的儿童捐赠1，000美元。家庭、雇主和其他人可以添加更多。
The government contributes $1,000 for children born during Trump's second term. Families, employers and others can add more.
摩根大通、贝莱德、英伟达和Uber等50多家公司已承诺为员工子女的账户捐款。雇主每年最多可投入2，500美元。
More than 50 companies, including JPMorgan Chase, BlackRock, Nvidia and Uber, have committed to contribute to accounts for employees' children. Employers can put in up to $2,500 a year.
这些资金流入了追踪美国广泛股指的低成本基金。投资收益不征税，而钱仍然在帐户中。做什么。
The money goes into low-cost funds tracking a broad U.S. stock index. Investment gains aren't taxed while the money remains in the account. What to .
他还看到他们改变了慈善事业。“我认为这可以成为一种新型的慈善事业，”贝森特说。“如果他们想帮助美国儿童--这是直接的方法。“迈克尔·戴尔（Michael Dell）和苏珊·戴尔（Susan Dell）已承诺为某些邮政编码地区2500万10岁以下儿童的账户提供超过60亿美元的资金。雷·达利奥（Ray Dalio）和芭芭拉·达利奥（Barbara Dalio）承诺为康涅狄格州超过30万名儿童提供7500万美元。到YouTube上的“Axios Show”，
He also sees them changing philanthropy. "I think this can be a new kind of philanthropy," Bessent said. "If they want to help the children of America — this is the direct way to do it." Michael and Susan Dell have pledged more than $6 billion for accounts covering 25 million children under 10 in certain ZIP codes. Ray and Barbara Dalio pledged $75 million for more than 300,000 children in Connecticut. to "The Axios Show" on YouTube to