欧洲央行监管人员佩德罗·马查多于周二表示，作为简化银行规则努力的一部分，欧洲银行不应指望监管机构淡化关键的危机后资本保障措施，并辩称此类后盾可防止信贷机构低估风险。
European banks should not expect regulators to dilute key post-crisis capital safeguards as part of efforts to simplify banking rules, European Central Bank supervisor Pedro Machado said on Tuesday, arguing that such backstops prevent lenders from understating risks.
在欧洲讨论如何减少繁文缛节并促进放贷之际，马查多回击了银行业部分人士降低2008年全球金融危机后引入的资本要求的呼吁。
As Europe debates how to reduce red tape and boost lending, Machado pushed back against calls from parts of the banking industry to lower the capital requirements introduced after the global financial crisis of 2008.
n不出意料地，他为“产出底线”进行了辩护，这是一项限制银行利用自身内部模型量化风险来降低资本要求程度的全球规则。
In particular, he defended the "output floor", a global rule that limits how much banks can reduce capital requirements by using their own internal models to quantify risks.
他在一次金融会议上表示：“我们应坚持严格的资本标准，维护产出底线作为内部模型后盾的作用，并继续处理风险处置成本，以便在做大规模的同时不会让纳税人付出代价。”
"We should uphold rigorous capital standards, preserve the role of the output floor as a backstop to internal models and continue to address the costs of resolution, so that scale does not come at a cost to the taxpayer," he told a financial conference.
n欧洲信贷机构加大了游说力度，要求放宽规则，并辩称他们面临着相对美国竞争对手的竞争劣势，且放宽要求可以为经济释放更多融资。
European lenders have stepped up lobbying for lighter rules, arguing that they face a competitive disadvantage against US rivals and that easing requirements could unlock more financing for the economy.
但马查多表示，研究几乎没有提供证据证明较低的资本要求会带来有意义的经济效益，并对大型美国银行在实质上更宽松的制度下运营的说法提出了质疑。
But Machado said studies provide little evidence that lower capital requirements would generate meaningful economic benefits and questioned claims that large US banks operate under a substantially lighter regime.
不过，他重申了欧洲央行对针对小型信贷机构的定向纾困的支持，这将减轻这些机构的报告和监管负担，同时又不会降低审慎标准。
He reaffirmed, however, the ECB's support for targeted relief for smaller lenders that would reduce reporting and supervisory burdens on them without lowering prudential standards.