根据纽约联邦储备银行周三发布的调查，由于预计未来一年通胀可能进一步恶化，美国民众对其财务状况的担忧日益加剧。
Americans are increasingly worried about their financial outlook amid expectations that inflation could worsen in the year ahead, according to a New York Federal Reserve survey released Wednesday.
这家中央银行每月发布的《消费者预期调查》显示，消费者预计一年后的通胀水平将更高，而他们对自身财务状况的感知则有所恶化。
The central bank's monthly Survey of Consumer Expectations found that consumers expect inflation to be even higher a year from now, while perceptions about their own financial standing deteriorated.
纽约联储发现，更多受访家庭表示，他们的财务状况比一年前更差，并预计未来一年的财务状况将进一步恶化。纽约联储的《消费者预期调查》通过轮换方式对约1300个家庭进行抽样调查。
More households surveyed reported they were in a worse financial situation than a year ago and expected to be in a weaker financial state in the coming year, the New York Fed found. The New York Fed's Survey of Consumer Expectations polls a rotating panel of approximately 1,300 households.
LendingTree的首席信贷分析师马特·舒尔茨表示：“这些数据进一步证明，美国民众担心通胀在好转之前会先变得更糟。”
"This data is just further proof that Americans are worried about inflation getting worse before it gets better," said Matt Schulz, chief credit analyst at LendingTree.
他还说：“许多美国人已经过着紧巴巴的生活，并正在寻找办法让每一美元花得更久。他们对通胀的悲观预期很可能意味着，许多家庭在未来几个月里将不得不做出一些牺牲和艰难的选择。”
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"Many Americans are already living on tight budgets and looking for ways to stretch their dollars further," he said. "Their glum outlook on inflation likely means that many families expect to make some sacrifices and tough choices in the months to come."
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根据最新的消费者价格指数，8月份汽油价格环比上涨近4%，较2025年8月上涨超过27%。截至周三，美国全国平均油价为每加仑4.37美元，高于一年前的约3.12美元。
Gas prices were up nearly 4% in the month of August and more than 27% from August 2025, according to the latest consumer price index Consumers paid a national average of $4.37 per gallon as of Wednesday, according to— up from about $3.12 a year ago.
经济学家表示，燃料成本上涨可能也会推高其他消费品的价格，而美国民众目前仍对消费能力感到担忧，并对高物价普遍不满。
Elevated fuel costs threaten to push up costs for other consumer goods as well, at a time when Americans remain concerned about affordability and are widely dissatisfied with high prices, economists say.
“美国消费者正感受到经济压力，”海军联邦信用合作社首席经济学家希瑟·朗在一份电子邮件中写道。“8月份消费依然强劲，但收入增长未能跟上。许多人正在动用储蓄或依赖信贷来维持支出，但这并不可持续。”纽约联邦储备银行的调查发现，尽管人们对家庭未来财务状况的感知和预期正在恶化，但收入和支出增长预期却双双上升。
"American consumers are feeling the squeeze," Heather Long, chief economist at Navy Federal Credit Union, said in an email. "Spending remained strong in August, but income growth is not keeping up. Many people are dipping into savings or using credit to continue spending and that's not sustainable." While perceptions and expectations about households' future financial situation worsened, income and spending growth expectations both increased, the New York Fed's survey found.
美国银行全球研究部门的分析师在10月1日的一份报告中表示：“消费者仍在继续挑战经济规律。”然而，该行分析师指出，油价飙升可能会抑制非必需消费，并可能最严重地冲击低收入家庭。“这些成本还可能传导至食品通胀，形成额外的阻力。”
"The consumer continues to defy gravity," analysts from Bank of America Global Research said in an Oct. 1 note. However, the surge in gas prices could weigh on discretionary spending and likely hit lower-income households hardest, the bank's analysts said. "They may also feed through to food inflation, creating an additional headwind."