总部位于伦敦的金融科技公司 Revolut 在获得新西兰储备银行注册后，成为新西兰首家完全纯数字化的银行。该公司现为该国第 27 家注册银行，在长期由四家澳资银行主导的市场中展开竞争。Revolut 仍须满足标准的资本和披露规则以保持牌照。
Revolut has become New Zealand's first fully digital-only bank after receiving registration from the Reserve Bank of New Zealand. The London-based fintech is now the 27th registered bank in the country, competing in a market long dominated by four Australian-owned lenders. It must still meet standard capital and disclosure rules to keep its licence.
这家总部位于英国的全球金融科技公司已获得新西兰储备银行（该国央行及审慎监管机构）的银行注册批准。该批准使 Revolut 成为在新西兰运营的第 27 家注册银行，也是首家完全无实体分行、仅通过手机应用程序为客户提供服务的银行。
Revolut, the UK-based global fintech, has received banking registration from the Reserve Bank of New Zealand, the country's central bank and prudential regulator. The approval makes Revolut the 27th registered bank operating in New Zealand and the first to run entirely without physical branches, serving customers solely through its mobile app.
新西兰零售银行市场长期由四大主要贷款机构主导，其中大多数由澳大利亚母公司集团拥有，导致费用和存款利率方面的竞争有限。Revolut 的进入为这一格局增添了一家纯数字挑战者，此前欧洲及其他市场的监管机构已作出一系列类似的许可决定。
New Zealand's retail banking market has long been dominated by four major lenders, most of them owned by Australian parent groups, leaving limited competition on fees and deposit rates. Revolut's entry adds a fully digital challenger to that landscape, following a wave of similar licensing decisions by regulators in Europe and other markets.
为保持注册资格，Revolut 必须像其他持牌银行一样满足新西兰储备银行的标准资本、流动性和披露要求。该公司尚未详细说明在新西兰的全面产品推出计划，但该注册为其提供当地账户、支付和贷款服务（超越现有的国际卡产品）铺平了道路。
To keep the registration, Revolut must meet the Reserve Bank's standard capital, liquidity and disclosure requirements like any other licensed bank. The company has not detailed a full New Zealand product rollout, but the registration clears the way for it to offer local accounts, payments and lending services beyond its existing international card products.