挪威家庭表达出至少三十年来最强烈的为未雨绸缪储蓄的意愿，原因是利率上升。
Households in Norway signal their strongest intent in at least three decades to set money aside for a rainy day on the back of higher interest rates.
据挪威金融业游说团体Finans Norge周二发布的一项消费者信心调查显示，反映消费者希望多储蓄或偿还债务的指标在第四季度上升，达到自1992年有记录以来的最高水平。
Indicators showing consumers’ desire to save more or to pay down debt rose in the fourth quarter to their highest level on record dating back to 1992, according to a confidence survey of by Norway’s financial sector lobby group Finans Norge published Tuesday.
这表明，该国央行最近的加息正在逆转其在抗击顽固通胀方面的势头。
That’s a sign of how recent interest-rate hikes by the country’s central bank are reversing momentum in its battle with sticky inflation.
“很难将这种情况以其他方式解读，只能认为挪威家庭感受到了压力，并希望使个人财务更加稳健，以应对可能出现的任何冲击，”Finans Norge总经理卡里·奥尔鲁德·莫恩在一份声明中表示。
“It is difficult to interpret this in any other way than that Norwegian households are feeling the pressure and wish to make their personal finances more robust against any shocks that may lie ahead,” Kari Olrud Moen, the managing director of Finans Norge, said in a statement.
该数据还显示，整体消费者信心下降至近三年来的最低水平，该团体表示。
The data also showed overall consumer confidence declining to its lowest level in almost three years, it said.
消费者情绪恶化的信号出现在挪威政策制定者对通胀日益担忧之后。尽管今年已两次加息25个基点，但过去两年物价涨幅一直徘徊在3%左右。
The signal of worsening consumer mood comes after the Norwegian policymakers have voiced a growing worry over inflation. Price growth has hovered close to 3% for the last two years despite two quarter-point hikes this year.
决策者们承诺，如果有必要，将准备好将借贷成本从目前的4.5%提高到自2008年金融危机以来的最高水平，以实现2%的物价目标。
The rate-setters have pledged readiness to raise borrowing costs from the current 4.5% to what would be the highest level since the 2008 financial crisis if needed to meet their 2% price target.
“如果家庭确实根据这种强烈的储蓄意愿增加储蓄，即使2026年实际工资增长，也可能影响未来的消费，并使通胀压力朝着挪威银行期望的方向发展，”莫恩表示。
“If households do indeed increase their savings in line with this overwhelming desire to save, it could — even with an increase in real wages in 2026 — impact future consumption and influence inflationary pressure in the direction desired by Norges Bank,” Moen said.
挪威家庭的债务水平相对于可支配收入而言，在最富裕国家中属于最高水平之一，而且由于大多数抵押贷款人使用浮动利率，利率变动对家庭的影响比许多其他国家更快。
Norwegian households have some of the highest debt levels relative to disposable income among the richest countries, and with a large majority of mortgage takers using variable interest rates, the rate moves pass through quicker to households than in many other countries.
不过，周二早些时候公布的最新通胀数据显示，上月核心通胀如预期般放缓，这削弱了下月再次加息的可能性。
Still, the latest inflation data published earlier on Tuesday showed underlying inflation eased last month in line with forecasts, denting the chances of another interest-rate hike next month.