巴拉圭总统因金融危机被弹劾免职并遭逮捕 圣地亚哥·佩尼亚在一家与其政府关系密切的银行倒闭后被弹劾、免职并被软禁。
Paraguay’s President Removed and Arrested Over Financial Crisis Santiago Peña was impeached, removed from office and placed under house arrest after a bank with close ties to his administration went under.
巴拉圭总统圣地亚哥·佩尼亚周五遭弹劾、免职并被捕，就在几天前，这个南美国家的一家主要银行倒闭，导致数百万人无法取出存款。
Santiago Peña, the president of Paraguay, was impeached, removed from office and arrested on Friday, just days after the collapse of a major bank in the South American nation that has left millions without access to their savings.
佩尼亚因与乌埃诺银行的关系及其对危机的处理而接受刑事调查。周五，当局对他和前央行行长卡洛斯·卡瓦略发出逮捕令，指控两人滥用职权，数小时后佩尼亚被拘留并限制在亚松森首都的住所内。
Mr. Peña is under criminal investigation over his relationship to the bank, Ueno, and his handling of the crisis. He was detained and confined to his residence in Asunción, the capital, on Friday, hours after the authorities issued arrest warrants for him and the central bank’s former president, Carlos Carvallo, on charges of abusing their positions.
佩尼亚的副总统佩德罗·阿利亚纳周五宣誓就任临时总统，任期至巴拉圭2028年举行大选。阿利亚纳周五晚间在议员面前佩戴总统绶带发表讲话，承诺将对那些“试图掠夺”巴拉圭人未来的人采取“强硬”态度。
Mr. Peña’s vice president, Pedro Alliana, was sworn in as interim president until Paraguay holds elections in 2028. Speaking to lawmakers on Friday night after donning the presidential sash, Mr. Alliana promised to be “firm” with those that “try to rob the future” of Paraguayans.
乌埃诺银行的倒闭可能会损害巴拉圭作为该地区经济“例外”的声誉，该地区普遍背负债务、高通胀和增长乏力。
Ueno’s implosion could undermine Paraguay’s reputation as an economic exception in a region saddled with debt, high inflation and sluggish growth.
这家巴拉圭最大的银行之一，在监管机构发现其不再具备偿债能力后，于本周倒闭。国家央行于周二早些时候接管了该银行。同一天，乌埃诺银行首席执行官米格尔·巴斯克斯及其他高级公司董事因涉嫌诈骗未遂等罪名被捕。卡瓦略也是乌埃诺银行前行长，亦于周二辞职。
The bank, one of Paraguay’s largest, went under this week after regulators found it was no longer solvent. The nation’s central bank took it over early Tuesday. The same day, Ueno’s chief executive, Miguel Vázquez, and other senior company directors were arrested on charges including attempted fraud. Mr. Carvallo, also a former president of Ueno, also resigned Tuesday.
街头抗议在全国各地爆发，因为人们发现无法再提取现金、进行数字支付或使用银行卡购物。直到去年仍持有关联公司Ueno Holding股份的培尼亚，在批评声浪高涨之际于周四试图辞职，但国会拒绝接受其辞呈。周五晚间，参议员们一致投票决定弹劾他，将其免职。以下是关于巴拉圭金融危机的要点。是什么推动了Ueno的崛起？
Street protests sprouted as people across the country discovered they could no longer withdraw cash, make digital payments or use bank cards to make purchases. Mr. Peña, who until last year held shares in a related company called Ueno Holding, attempted to resign on Thursday as criticism mounted, but Congress refused to accept the resignation. On Friday evening, senators voted unanimously to impeach him, removing him from office. Here’s what to know about the financial crisis in Paraguay. What drove Ueno’s rise?
在短短几十年间，Ueno从阿松森一个简陋市场里的放贷业务起家，发展成为一款面向年轻人的银行应用程序和主要金融机构。
In a few decades, Ueno grew from its origins as a money lender in a ramshackle market in Asunción to a youth-friendly banking app and major financial player.
这家以服务低收入客户著称的银行，曾强调其地理覆盖范围。去年晚些时候，Ueno称其运营着全国第二多的银行网点和最多的自动取款机（ATM）。
The bank, known for catering to low-income clients, had emphasized its geographical reach. Late last year, Ueno said it operated the second-highest number of bank branches and the most A.T.M.s in the country.
惠誉评级拉美银行业务董事总经理亚历杭德罗·加西亚表示：“他们建立了一个成功且灵活的模式，将许多此前未享受银行服务的巴拉圭人纳入了正规金融体系。”
“They built a successful and agile model that brought many previously unbanked Paraguayans into the formal financial sector,” said Alejandro Garcia, managing director for Latin American banks at Fitch Ratings.
培尼亚2023年就职后，该银行迎来公众存款激增。2024年，Ueno在与另一家银行Visión Banco合并后大幅增长。
The bank saw an influx in public deposits after Mr. Peña took office in 2023. And in 2024, Ueno grew substantially after it merged with another bank, Visión Banco.
去年，培尼亚表示，在面临其持股构成利益冲突的批评后，他已正式剥离Ueno Holding股份。他称并未发生任何违法行为。那些损失钱财的人将何去何从？
Last year, Mr. Peña said he had formally divested from Ueno Holding amid criticism that his stake posed a conflict of interest. He said nothing illegal had taken place. What happens to those who lost money?
根据惠誉评级3月的一份分析，Ueno拥有近300万客户，超过巴拉圭任何其他银行。该银行称其服务覆盖全国超过一半的成年人口。它还持有超过8亿美元的政府资金，包括公共养老基金约10%的份额。
Ueno had nearly 3 million clients, more than any other bank in Paraguay, according to a March analysis by Fitch Ratings. The bank said it served more than half of the nation’s adult population. It also held more than $800 million in government money, including roughly 10 percent of a public pension fund.
卡瓦略在同一天的新闻发布会上宣布辞去央行行长职务时表示，更广泛的金融体系是安全的，乌埃诺银行的客户将“尽快”拿回他们的钱——最高可达约3.8万美元。
Mr. Carvallo said at a news conference the same day that he resigned as central bank president that the broader financial system was safe, and that Ueno clients would get their money back “as soon as possible” — up to a value of roughly $38,000.
但分析人士表示，这一限额也适用于企业，这意味着在乌埃诺银行存有大额存款的公司也可能倒闭。
But that limit also applies to companies, analysts said, meaning firms that had large deposits at Ueno could also go under.
这场危机可能会损害该国的全球金融声誉。去年，巴拉圭经济增长了6.6%，是该地区最高的增速之一，而在3月，乌埃诺银行发行了价值3.5亿美元的国际债券。
The crisis could tarnish the nation’s global financial reputation. Last year, Paraguay’s economy expanded by 6.6 percent, among the highest rates in the region, and in March, Ueno issued $350 million worth of international bonds.
然而，尽管投资者信心短期内受到打击，评级机构标普全球在周五的一份公报中表示，该国的经济增长“应保持韧性”。该机构估计，97%的存款人将“受益于巴拉圭存款担保基金的保护”。惠誉评级的加西亚表示，存款保险通常在银行倒闭后几周内支付。
Despite a short-term hit to investor confidence, however, the nation’s economic growth “should remain resilient,” the ratings firm S & P Global said in a bulletin on Friday. The firm estimated that 97 percent of depositors would “benefit from protection under Paraguay’s Deposit Guarantee Fund.”Mr. Garcia at Fitch Ratings said that deposit insurance is typically paid a few weeks after a bank fails.
赞恩·欧文是一名国际记者，也是2026-27年度时报奖学金获得者，该计划面向职业生涯早期的记者。
Zane Irwin is an international reporter and a member of the 2026-27 Times Fellowship, a program for journalists early in their careers.